Financial Planning

For people with serious illnesses or long-term disabilities

This is a complex area that requires specialized financial planning knowledge; Tax credits & reassessments, transfer of tax credits under CRA rules, investment planning with savings plans, tax planning, investment, child disability benefits, government grants and bonds, insurance, pensions and other benefits.

We Can Help You

At FJ Graham & Associates we are committed to the long-term financial security of people & families dealing with serious health issues or disabilities, and the Disability Tax Credit is just one piece of the puzzle.

Every situation is unique. We have extensive knowledge of tax rules, benefits, pensions, and grants as they apply to health issues and disabilities. The Disability Tax Credit is just the starting place for your financial plan. By researching your specific situation and understanding the relationships between different government programs, we strive to obtain the best benefit for you and your family.

Some Common Disabilities That Qualify

  • Anxiety Disorders
  • Arthritis
  • Autism
  • Brain injury
  • Bipolar Disorder
  • Blindness
  • Car/Motorcycle Accident
  • Depression
  • Developmental Disability
  • Eating Disorder
  • Epilepsy
  • Cancer
  • Mobility Issues
  • Multiple Sclerosis

Benefits & Services

  • Estate planning to preserve benefits for disabled loved ones
  • Tax planning for people with disabilities and their families
  • Investment Planning
  • Creation of RDSP
  • Insurance for people with disabilities
  • Investment Planning For People with Motor Vehicle Accident Settlements
  • Tax & Investment Planning for People with Longterm Disability Settlements

Applications & Appeals For:

  • Disability Tax Credit ( DTC )
  • Canada Pension Disability
  • Ontario Disability Support Program
  • Child Disability Benefit
  • EI Sickness benefit
  • Short and Long term disability benefit
  • Amount for infirm dependants age 18 and over
  • Family Caregiver Amount Tax Credit
  • Assistance for Children with Severe Disabilities ( ACSD )
  • Canada Student Grant for Persons with Permanent Disabilities
  • Severe Permanent Disability Benefit

Contact Us

52-1 Place D’Armes, Kingston, ON K7K 6S3 | 613-542-8788 | 1-866-622-0522
fitzjamesgraham@fjgrahamfinancial.com